Scooter Insurance

Scooter Insurance advice

The popularity of scooters is increasing, meaning that there are a lot more scooters on the road these days. This has led to there being more scooter accidents, and thus more options available for scooter insurance.

Although scooters might not be very expensive when you compare them to the cost of a car or even a motorcycle, it is still a neccessary by law in Australia to get some type of scooter insurance. Not only will there be likely to be medical bills that need to be covered should you get into a scooter accident, the scooter will also likely need to be repaired or replaced. Another reason for this type of insurance is to get coverage in case of theft, since that is one of the most common reasons why people need to get new scooters.

Should you have a scooter and need to get insurance, the easiest thing to try first is going to your current insurance company, since they might be willing to just add a rider to your car insurance policy. However, if they do not offer insurance for scooters or their rates are too high, there are other ways to find this insurance. Check online since there are a number of websites that specialize in insurance and will give you quotes right away.


Scooter insurance can be a bit confusing since there are so many different types of scooters out there, and they are not all covered by all insurance companies that insure scooters. You will have to make sure that your particular make and model are covered, and make sure that the coverage includes theft and any other coverage you would like. Comprehensive insurance is definitely the safest way to go, and is required if you used a secured loan to purchase your scooter, but some people only get minimal coverage.

Another thing to keep in mind is that some policies do not pay out if you were at fault for the accident. You will want to find a policy that will pay out regardless of who was at fault if you can, as this will protect you better than one with more limited coverage.